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To some car drivers, accident insurance claim may be a new topic to you, if you are so lucky to meet no accident before.

There are few things you may need to know about accident insurance claim, what to claim, how to claim and what are the Do’s and Don’ts.

Slowly we will share with you one by one. Let’s start from what should you do upon meeting a car accident:

1) Let’s see who kisses who’s ass. In another words, who is hitting from behind is normally claimed to be receive summons.

2) If the injury is very-minor, then you may consider to settle it on the spot, which mean you pay some repairing fees to him/ her, or he/ she pay back to you if both parties accept it.

3) If the injury is consider severe, it’s advisable for both of you to make police report IMMEDIATELY. Yes, both parties, at the same time*. There’s no necessary to take down the name, IC number or phone number. But you can do it, especially the contact number (once you got the number, try to call on the spot to make sure that the number is correct and belongs to him).

^take picture of car acccident on the spot, if available and possible.

3.1) *Why should you make police report at the same time? Simply because if he/ she hit you from behind (that he is in fault) and the injury is not serious, he may try to ignore and refused to go to make police report. Why again? Simply, if he would to do so, he would have receive summon (of RM300) and at the same time, his car insurance NCD will goes back to 0%, means no more discount for car insurance payment next year.

Below chart show how NCD work on the saving on discount:

continue

Since we started this blog, we received quite many requests from readers/ visitors asking about how or where to download movie for free and stuff like that.

Frankly, it’s a wide range of movies and songs to be name. But today, we would like to share with you some sites, or a site that provide this information for free if you are interested.

This post is privatized for registered readers only.

If you are one of the fans of Google, then you must know what the hack the above is.

Yes, they are Doodle, designed by Dennis Hwang. Let’s get to know him personally.

Click here.

How to cut a DVD video into parts and save it as favourite movie shot clips? Play it using your mobile  phone, interesting right? Here are the software allow you to create your own favourite movie short clip for free.

DVD Knife is the answer!

Click here to download.

How can one save money from buying favourite ringtones? Make it simple. How to create your own favourite ringtones for free?

MP3 Knife is the answer!

It allow you to cut an MP3 and save it as your favourite ringtones so that you can enjoy the songs anyway easier.

Click here to download.

New to social networking? What about local networking?

Yes, Ruumz is proud to be Malaysia so-called most popular social networking site where it is your personal online space to chill, hangout, invite friends, and meet people! With ruumz, share photos, upload videos, create your own blog or just kick back and enjoy ruumz by tuning in to ruumzradio, downloading some music and spicing up your mobile with the latest tunes.

Some of you may ‘forget’ to pay income tax or some post-graduates may have ‘purposely forgotten’ about their PTPTN program after graduation?

No worry, at least you can check the status if you are ‘clean’ or free to travel

Immigration Department will ‘help’ you in this case, simply put it your IC number and Enter. There you go:

Click for ‘Semakan Status Perjalanan‘ or ‘Check Now‘!

What does Bounce Rate mean?

Bounce rate is the percentage of single-page visits or visits in which the person left your site from the entrance (landing) page. Use this metric to measure visit quality – a high bounce rate generally indicates that site entrance pages aren’t relevant to your visitors.

The more compelling your landing pages, the more visitors will stay on your site and convert. You can minimize bounce rates by tailoring landing pages to each keyword and ad that you run. Landing pages should provide the information and services that were promised in the ad copy.

To view the bounce rates for your website, go to the Bounce Rate report under Visitors > Visitor Trending > Bounce Rate.

Wondering what you do with your Facebook account other than looking at friends’ photo, updates and joining some other clubs as fans?

As part of the powerful and useful features of Facebook, you can get to know more new friends and expand your own network. But one thing about adding new friends, where you can hit the maximum friends added per day, or per visit.

Below image show how Facebook give a warning. Guess how many friends you can add per visit?

OR, this:

Some said it’s very creative, some said it’s powerful. I will say, it is the world easiest, world’s best and user friendly chinese character software, or hanyu-pinyin.

You will never know how it can really works for you until you check out its feature, click here.

For those are using old version, you can now upgrade to download the latest version.

Download now.